Step 1
In the “Wallet” section of the Octopus App, tap the arrow icon next to “Balance”.
How to apply and upgrade
Upgrade Octopus Wallet - Unlock More Payment Services
Octopus Wallet Plus / Pro (Verified) offers even more flexibility! Giving you quick access to your money and helping you manage daily expenses with ease. Simply download our Octopus App and upgrade with just a quick and easy identity check. You can now upgrade with iAM Smart to unlock more payment services!
Shop around the world with our two prepaid cards with ease and control:
- Set up Octopus Mastercard with just a few clicks, then use it instantly! You can add it to Apple Pay or Google Pay™ to pay with your mobile, both in-store and online.
- Apply Octopus UnionPay Card instantly with no need for a Mainland mobile number or bank account; then pay on the Mainland at more than 30 million merchants.
Save your bank account for easy top-up*:
Top up your Octopus Card and Wallet from you bank accounts via FPS. Click here for details.
Higher stored value limit and daily transaction limit:
You have all the choices you need.
*FPS eDDA (Electronic Direct Debit Authorisation) instant bank transfer service set up
Choose from Octopus Wallet Lite, Plus and Pro (Verified) to suit your spending needs.
| Octopus Wallet Lite | Octopus Wallet Plus | Octopus Wallet Pro (Verified) |
|---|---|---|
| Requirements: 12 years old or above Sign up with your Hong Kong mobile number and email address |
Requirements: 13-17 years old Upgrade your Octopus Wallet with personal information, residential address, take a photo of your HKID and a selfie for identity verification |
Requirements: 18 years old or above Upgrade your Octopus Wallet with personal information, residential address, take a photo of your HKID and a selfie for identity verification |
| Stored Value Limit: $3,000 |
Stored Value Limit: $10,000 |
Stored Value Limit: $30,000 |
| Annual Transaction Limit: $25,000 |
Annual Transaction Limit: $100,000 |
Annual Transaction Limit: $500,000 |
Top-up Methods:
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Top-up Methods:
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| Top up Registered Octopus Cards in Octopus App | Top up Octopus Cards easily | |
| n/a | Transfer-out to bank or e-Wallet with FPS | |
| n/a | Set-up FPS Electronic Direct Debit Authorisation (eDDA) and FPS Addressing Service | |
| New application for the Octopus Mastercard is not accepted. | Higher annual spending limit for Octopus Mastercard | |
| New application for the Octopus UnionPay Card is not accepted. | Sign up for the Octopus UnionPay Card instantly | |
- Card Linking service now only accepts Personalized Octopus Card, Octopus Card with Automatic Add Value Service (AAVS) and Bank Co-Brand Octopus Card from Octopus Wallet Plus and Pro (Verified).
How do I become verified?
You can upgrade your Octopus Wallet with just a quick and easy online identity check. We’ve improved our system to make it even easier to complete your verification. So even if you tried before please give it another go and upgrade now!
You can upgrade your Octopus Wallet
Step 2
Verify with “iAM Smart” or HKID Card
- "iAM Smart": You will be redirected to the third-party application “iAM Smart” to continue with the application.
How to register “iAM Smart” - HKID Card: Follow the instructions in the Octopus App to complete the application.
Step 3
Follow the instructions to complete the application. You can then enjoy the exclusive features with Octopus Wallet Pro/Plus!
HKID Shooting Tips
Selfie Tips
*Whether or not the Octopus Card is linked to your Octopus Wallet, you can still use the Card to collect the Government's public transport fare subsidy and consumption vouchers using the Octopus App.
Download the Octopus App to enjoy the convenience of Octopus Online Payment and check your latest Octopus transaction records.
